•  Financial Planning
•  Why Financial Planning
•  Retirement Planning
•  Education Planning
•  Marriage Planning
•  Loan Repayment

A financial plan is a comprehensive evaluation of an investor's current and future financial state. It is the process of meeting your life goals through the proper management of your finances. Financial Planning provides direction and meaning to your financial decisions.

Establish your goals in life – short, medium and long term

Work out what assets and liabilities you have – write them down

Evaluate your current financial position – how close are you to achieving your goals?

Implement your plan – make the changes and make it happen

Monitor and review your plan at least yearly and make adjustments when needed

Why SP Wealth:

We at SP Wealth have necessary qualification & experience to hand hold, guide you through this process. It is not a onetime activity. It is ongoing process which evolves over a period of time. We will be with you all through this journey.

Portfolio review & Advisory:

The only constant in life is change — and chances are your life has changed since you last reviewed your investment portfolio with a financial advisor. Do you know if you are still on track to reach your goals? Or if your money is working as hard for you as it could be?

Markets go up and down, tax rules change and your personal financial needs and goals shift. That's why it's important to have your portfolio reviewed on a regular basis — preferably annually — to make sure you are on track to meet your goals. Spring can be a great time for organizing your finances. By getting your financial life in order now, you can enjoy the results all year long.

Whether you are a just a beginner or an experienced investor, one of the keys to successful investing is an annual portfolio review. Reviewing your portfolio on a regular basis serves several purposes, but is especially important during times of market volatility.

There are a few important things to consider when reviewing your portfolio:

• Have you had significant life changes?
• Have your investment goals changed?
• What is the current market condition?
• Is your asset allocation changed as a function of market change?
• Is your portfolio over lapping with similar products or asset class?

Why SP Wealth:

We at SP Wealth will keep you and only you at the centre of your investment portfolio. We have seen many investor portfolios over skewed on certain stocks, mutual funds, ULIPs, or Fixed deposits which have direct bearing on overall portfolio performance.